
Madam Angela Macharia on Women Leading the APBET Movement
The UASA Secretary on female directors shaping policy, governance and growth at UASA SACCO.

A large share of APBET schools in Kenya are founded and run by women. UASA Secretary Madam Angela Macharia argues that the Sacco's leadership and lending must reflect that reality rather than merely acknowledge it.
Representation with a purpose
Her case is practical, not ceremonial: the person who negotiates rent, hires teachers and talks to parents about fee arrears understands the school's cash flow better than anyone. That knowledge belongs in the room where loan policy is set.
“Women are already carrying these schools. Leadership in the Sacco simply puts them where the decisions are made.”
Priorities she is pushing
- Loan appraisal that recognises school fee cycles instead of penalising them
- Mentorship pairing established directors with newly registered ones
- Financial literacy sessions scheduled around the school calendar
- Deliberate recruitment of women directors into Sacco committees
An invitation
Her message to women running APBET schools is straightforward: register, save consistently, and take a seat in the committees. The Sacco's direction is decided by the members who show up.
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