News
Oct 10, 2026
UASA SACCO Holds 2026 Annual General Meeting at The Excellence School
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SASRA Regulated · Trusted since inception
UASA Sacco — Your Partner in Prosperity.
Save. Invest. Grow. — UASA Sacco empowers you to achieve financial freedom with trusted co-operative financial services.
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Years of Experience
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Products & Services
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Active Members
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Loans Issued (Ksh)
Born from UASA-KENYA
A Sacco built by schools, for schools.
UASA Sacco was created by the Unified APBET Schools Association-Kenya (UASA-KENYA) — the association of low-cost private school proprietors, commonly known as APBET schools, across the Republic of Kenya. We exist to serve the entire school ecosystem.
"Hello! Hello! Hapa naja: Mwandani wako kwa mafanikio!"
Minimum savings: Ksh 1,000 / monthLoans up to 3× savings
School Directors
School Builder loans for classrooms, buses and expansion.
Teachers & Staff
Salary advances, personal and emergency loans.
Parents & Learners
Educash school fees loans keep children in class.
The Whole Ecosystem
Dividends, savings and loans up to 3× your deposits.
Why UASA
Built for the APBET school ecosystem.
Low Interest Rates
Competitive rates that put more money back in your pocket.
Fast Loan Processing
Same-day approval on emergency loans. No lengthy waits.
Digital Banking
Mobile app, USSD *886#, WhatsApp & web portal — anytime.
Deposit-Based Loans
Borrow up to 3× your deposits with flexible terms.
Who We Serve
Tailored for every kind of dreamer.
Salaried Members
Checkoff deductions, instant loans, and tailored savings plans for employed Kenyans.
SMEs
LPO financing, working capital and business development loans built for growth.
Chamas & Groups
Group savings, joint loans and investment products for collective prosperity.
Our Products
Savings & loans built for schools.
Minimum savings of Ksh 1,000 per month · Loans up to 3× your savings · Affordable interest on reducing balance · Dividends on your savings.
Savings Products
- Secure GuardRegular savings — the key to loans up to 3× your deposits.
- Fixed PlusLock in funds for a fixed term and earn higher returns.
- Holiday SavingsSave for school holidays, travel and festive seasons.
How to Join
Become a member in three simple steps.
All you need is your ID and a phone with M-Pesa. Membership activates the same day.
01
Pay Registration Fee
Ksh 1,000 via M-Pesa Paybill 400222, Account 9499#.
02
Send Payment Details
Email uasakenya2020@gmail.com or WhatsApp 0724108984.
03
Receive Certification
We issue your receipt and UASA-K SACCO membership certificate.
Trusted by 18,500+ members
Real stories. Real prosperity.
"Got my emergency loan in 24 hours when I needed it most. The team genuinely cares."
Mary Wanjiru
Teacher, Nakuru
"LPO financing helped me deliver a Ksh 2M contract. UASA is a true business partner."
James Otieno
SME Owner
"Our group earned solid dividends and our savings grew steadily year after year."
Grace Mwende
Chama Treasurer
Our Community
A movement of APBET school directors.
From the launch at Meridian Hotel to packed members' assemblies — UASA-K SACCO is built by directors, for directors.
Our Leadership
Led by elected UASA officials.
Practising school directors steering the Sacco on behalf of every member.
Dr. Moses Wokono
UASA National Chairman
Mr. Christopher Barasa
UASA Vice Chairman
Madam Angela Macharia
UASA Secretary
Dr. Paul Wanjohi
UASA Treasurer
Mr. Francis Wanjala
UASA Chairman — Dagoretti Sub-County
Latest News
Stories, tips & updates from UASA.
Start building the life you want — today.
Join 200+ APBET directors, teachers and school staff growing with UASA Sacco.